Don’t Lose Out: Reasons to Use Your Dental Insurance Benefits Now

Around this time of year, most of us get swept up in the business of the holidays, but you might want to add dental appointments to your list. If you have yet to use up all of your dental insurance benefits, you should before the end of the year. If not, you could be missing out on hundreds of dollars. Here are just a few reasons you might want to schedule a time to see us before your New Year’s party.

If You’ve Met Your Deductible

Your deductible is the amount you must pay out of pocket before your insurance will pay for services. The average dental insurance deductible is $50. If you’ve already paid your annual deductible, you should take advantage of not having to pay out of pocket for dental appointments for the rest of the year. Once the year is over, you’ll need to pay another deductible amount and the cycle starts all over again.

If You Have an FSA Account

If you have an FSA, or flexible spending account, you must use funds by the end of the year. They don’t roll over, so if you fail to use the money in your FSA account for dental or medical appointments and services, you’ll lose money that you’ll never get back.

If You Pay Monthly Premiums

Your premium is the amount that you pay per month to have your dental needs covered. If you’ve been paying every month, or your employer has been taking an amount out of your paychecks to go toward dental insurance, you should be taking advantage of all routine cleanings and check-ups. It would be a waste to pay for something you don’t use.

Delay & Pay

If you’ve been putting off having a dental issue taken care of, now is the time to address it. Chances are the issue will only worsen with time. The procedure to fix the tooth will be more expensive the longer you wait. So, in essence, if you fail to use up your insurance benefits by the end of the year, you are not only losing the money you’ve already spent, you stand to lose even more money in the future.

Making dental appointments for the holiday season makes good financial sense. Not to mention it will leave you feeling confident for seasonal gatherings or pictures. Many people know this, so we will be busy. Now is the time to book! Don’t miss out on savings and a great smile. Contact us today!

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